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Why do I need home insurance?

It’s there to protect your pocket from the cost of fixing damage or replacing things that are stolen, usually because of bad weather or break-ins. In other words, if high winds hurl tiles from your roof, you find your lounge knee-deep in water, or a burglar empties your home of jewellery and laptops.

Fingers and toes crossed, none of this ever happens. But if it does, our home cover will rebuild your walls and put money in your bank account to refill your wardrobes and get you back to everyday life.

You can also bulk up your cover using a pick and mix of extra add-ons. They can squash the worry of accidental spills and smashes, give you an expert helping hand with legal worries or protect your bike once you’ve pedalled away from your front door.

Defaqto 5 Star rated home insurance from just £167. That's all 10% of customers buying Aviva buildings and contents insurance with us from 1st February 2023 to 30th April 2023 paid or less (excluding optional extras). The price you'll pay depends on individual circumstances and cover chosen.

The benefits of our home insurance

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  Make new claims online or via phone 24/7

  If you need to make a claim, let us know the details online straightaway. We’ve made it quick and easy to do. Or if you need to talk to us you can call us anytime 24/7. 24/7 available for new claims only

• 

  We’ll pay whatever it takes to rebuild your home

  When your home’s in bad shape, we’ll pay to piece it back together again – with no limit on how much this costs [1] 

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  We’ll put another roof over your head

  If your insurance covers the damage to your home, it also picks up the bill for you to stay somewhere else (within reason) until your home’s fit to live in 

Who needs home insurance?

Anyone who owns their little patch of the UK should think about getting cover. Your mortgage lender (if you have one) probably demands it. Because your house or flat is likely to be the most expensive belonging you have, and by some distance. Home insurance can place a protective bubble around the value of its bricks, beams and ceilings – and all the loose bits and pieces inside ­– in case of things like fire, theft, and flooding.

Our insurance is cut to fit anyone who lives in the home they own. But we also have insurance that would suit you when renting out your property, or if you live under a rented roof.

 

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